I used a lot of muscle and hustle to pay off that debt.
While these terms are sometimes used interchangeably they are two separate, but related, options for your student loans.Loan consolidation can also give you access to additional loan repayment plans and forgiveness programs. Refer to the complete list of federal student loans eligible for consolidation in the application.There is no application fee to consolidate your federal education loans into a Direct Consolidation Loan. Department of Education (ED) or ED’s consolidation loan servicers. Top A Direct Consolidation Loan has a fixed interest rate for the life of the loan.It really didn’t matter what the answer was; all I knew is I wanted to get rid of that debt ASAP.So I dedicated my post-college years to one focused financial mission: to knock out my debt.